With Labor re-elected, is this a new era for first-time homebuyers?
With Anthony Albanese here to stay, at least for another three years, what does this mean for Australian first-time homebuyers? “It depends on how much of it they actually carry through with,” Adele Andrews, director and broker at Melbourne-based Australian Property Home Loans, told Australian Broker. “The last few years of a Labor Government hasn’t […]
Benefits of setting up a Self-Managed Super Fund (SMSF)
Self-Managed Super Funds (SMSFs) have become a popular choice for Australians looking to take full control of their retirement savings. Unlike traditional retail or industry funds, SMSFs offer a range of benefits, if you’re looking to invest in property, reduce tax, or take full control of your retirement strategy. However, they also come with responsibilities […]
Is the ‘Help to Buy Scheme’ right for you?
If you’re trying to break into the property market but find the upfront costs a bit daunting, the ‘Help to Buy Scheme’ might be worth considering. It’s a government-backed, shared equity program that can make buying your first home more affordable. But, like any major financial decision, it comes with its pros and cons. Here’s […]
How to consolidate debt and save on your home loan
In Australia, a healthy level of debt is considered a good thing. Managed well it can help you achieve financial and personal goals, like home ownership or a new car. However, when your debt gets out of hand and you find yourself juggling multiple cards and loans, it can be exhausting. If this sounds familiar, there […]
Is there an ideal time to buy a property in Australia?
Timing is everything when it comes to purchasing a house, according to a recent article in the View. “With interest rates tipped for and house prices cooling, you may be wondering whether you should buy now, or whether you’re better off waiting a bit longer. Bear in mind that your time in the market can have […]
Relief is on the way for Australian Households
Australian households are within reach of desperately needed mortgage relief as lower inflation figures raise the prospects of an interest-rate cut in February. Director and Broker at Australian Property Home Loans, Adele Andrews, says families could now have “ a sense of hope and a sense of confidence that we are heading in the right […]
RBA holds cash rate at December meeting
There’s no early Christmas present for mortgage holders, with the Reserve Bank of Australia (RBA) opting to hold the official cash rate steady at 4.35% in its final monetary policy meeting of 2024. This decision keeps rates at their highest level since 2011, dampening hopes for a reprieve amid the festive season. Five tips to […]
RBA delivers Melbourne Cup day rates decision
The RBA has opted to keep Australia’s official cash interest rate on hold at 4.35% today, passing up its second-to-last chance to provide rate relief to borrowers ahead of Christmas. Australian Property Home Loans director Adele Andrews said she was “not at all surprised” by the RBA’s decision. “While inflation does remain at the level […]
Victorian first home buyers hit two-year high
Australian Property Home Loans Director Adele Andrews said she’d seen a huge increase in first-home buyers entering the market this year. Ms Andrews said prospective first-time purchasers had begun adjusting to the higher costs of living and the current interest rate environment in the past six months. “People have got their heads around these changes […]
Media Coverage: Channel 10
Are Fixed and Variable interest rate cuts on the horizon? Adele Andrews from Australian Property Home Loans chats with Channel 10 News in Melbourne on rate moves, the big four banks and what this will mean for home loan customers. To watch, visit here (from 17.37). To find out more or contact Adele, visit here.